Flood certifications (also known as flood determination and certification) is a document issued to certify whether a property is located in a flood zone based on FEMA (Federal Emergency Management Association) flood maps. Flood zones are geographic designations that correspond with different levels of risk. FEMA partners with states and communities to identify flood risks and hazards. A flood certification is required by your lender and determines whether special flood insurance is needed for your home. Flood Certifications are essential due to the ever-changing flood risks and hazards that naturally occur over time. We also can provide FEMA elevation certificates and insure accurate forms are completed in a timely manner.